List of 5 Best Credit Cards 5% Cashback in India for October 2023

I review lot of Credit Card and provide you to best 5 Credit Card for low annual fee and high cashback.

I have picked only those credit cards where you get a minimum of 5% cashback on specific transactions.

You can get 5% cashback on online purchase for all time in a year.

For example,

You can apply for an ICICI Amazon Pay credit card cashback credit card for online spending and Flipkart Axis Bank Credit Card utility bill payments to earn 5% cashback on both categories.

1. ICICI Bank Amazon Pay Credit Card

  1. This Card provide benefit to our new customer to no joining fee and no annual fee. This card provide free of cost.

  2. This card provide No limit or expiry date on the rewards earned using this card

  3. Reward earnings can be used to purchase from amazon product and get discount on product.

  4. 5% cashback on transactions made for Amazon Prime members*

  5. Earn 3% cashback on transactions made for customers who are not Amazon Prime members*

  6. 2% cashback on transacting at over 100 Amazon Pay merchant partners on using this card on Amazon Pay *

  7. 1% cashback on all other payments*

You can get earnings form of Amazon Pay balance. |

Disclaimer:- Before apply check term and condition of bank

2. Flipkart Axis Bank Credit Card

  1. You can get welcome Benefit 1100 Rs Joining benefits on your Axis bank Credit Card but term and condition apply.

  2. Cashback with every transaction 5% on flipkart and 4% on preferred merchants

  3. One of the top cashback credit cards in India, the co-branded Flipkart Axis Bank Credit Card is exclusively for people who regularly shop online at Flipkart and Myntra can get 5% benefits on each merchants.

  4. The card also provides cashback on popular merchants like Swiggy, PVR, Uber, etc. along with travel, dining, and fuel benefits.

  5. The Flipkart Axis Bank card also offers complimentary access to domestic airport lounges and is available at an annual fee of Rs. 500. Keep on reading our Flipkart Axis Bank credit card review to know more about this card and find out where it stands in comparison to the ICICI Amazon Pay credit card.

    Disclaimer:- Before apply check term and condition of bank


  1. SBI Cashback is one of the best credit cards for online spending. You get 5% cash back on all your online purchases without any specific website restriction.

  2. For the first year, you can use all of the benefits for free. However, beginning with the second year, you will be required to pay an annual/renewal fee of Rs.999, which will be waived if you spend Rs.2 lakh in the previous year.

  3. On transactions ranging from Rs.500 to Rs.3,000, enjoy a 1% fuel surcharge waiver across all petrol pumps in India. A billing cycle's maximum surcharge waiver is Rs.100.

  4. It is accepted in over 24 million locations worldwide, including 3.25 lakh in India.

  5. With no merchant restrictions, earn 5% cashback on all online purchases.

  6. Get 1% cash back on offline purchases and utility bill payments. Rent payments, merchant EMIs, balance transfers, flexipay, wallet loads, encash, and cash advances are not eligible for cashback.

  7. Pay your mobile, electricity, and other utility bills easily with the 'Easy Bill Pay' feature.

  8. Transfer outstanding credit card debts from other banks to your credit card for repayment in EMIs at a lower interest rate.

  9. Increase the value of your card by purchasing add-on cards for parents, spouses, children, or siblings over the age of 18.

  10. Enjoy four free domestic airport lounge visits per year, with a cap of one visit per quarter.

    Disclaimer:- Before apply check term and condition of bank


  1. 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato

  2. 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions

  3. ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter

  4. Upto 20% discount on partner restaurants via Swiggy Dineout


  • With effect from 1st January 2023, Rent payments and Govt Related transactions will NOT earn Reward Points

Disclaimer:- Before apply check term and condition of bank

5. Axis Bank ACE Credit Card

Axis Bank ACE Credit Card provides you with a most of benefits including 5% cashback on the payment of bills and phone, DTH, or other recharges through Google Pay and 2-4% cashback on other types of spends.

You can apply for this credit card by visiting Axis Bank’s official website.

Some of the reasons why it is a good option to apply for Axis Bank ACE Credit Card are:

  1. Unlimited cashback

  2. Complimentary access to domestic airport lounges

  3. Discounts on dining at the bank’s partner restaurants in India

  4. Fuel Surcharge Waiver

Disclaimer:- Before apply check term and condition of bank